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The stupid way to spend money - how other people do it


The one thing that everyone can agree on is that other people spend their money in a stupid way. Of course, we never say that, it's not polite, but we have to admit that we think it a lot. We may be looking at someone who has spent their money stupidly on an item that we don't value, like a fancy watch, or an expensive car. Or they may be donating to a cause that we don't don't know anything about, or are actually opposed to.

P.T. Barnum once said that "There's a sucker born every minute", which meant that there were a LOT of people out there who could be separated from their money. And here is where it gets interesting, because Diamond Jim Brady answered that with "It's fun to be a sucker if you can afford it". He was rich, and enjoyed spending his money.

Money is a touchy subject. Everyone knows miserly people who have a lot of money stashed away somewhere who are too cheap to ever pay for anything when they're out with friends. When the check arrives, they develop "alligator arms" that can't quite reach. On the other hand, there are people who win the lottery, blow it all and are right back where they started in no time.

Like everything in life, the goal is balance. Piles of gold lying around in a vault somewhere won't enhance your life, but trying to get through life without any money to spend can be pretty awful, too. The goal, of course, is to not spend it in a stupid way. And since the way that everyone spends money is kind'a stupid, that can be difficult until you find an answer that works for you.

When I was a kid, I learned that the wisest thing to do with money was to save it. I would take my hard-earned paper route money and deposit it into my savings account. And then I would look at the numbers in the statement every month. Spending the money meant that it would be gone forever, so all spending was stupid. And then I started to get a little older and I began to ask myself about how wise it was to accumulate wealth just to hold onto it, and look at it.

In a longish life, I've known some very rich people. And yet I've never met anyone who considers themselves rich. No matter how much money people have, whenever they spend it, they feel stupid. That's why Marketing people often make a game out of it, allowing people to take a 20% discount if they purchase something in the next 24 hours that has been marked with either a blue or red tag, and to use the discount code. And all of this silliness makes me people feel less stupid about spending.

So, don't be conned, don't be tricked, don't let Marketing people play games with you. Make the decision yourself to be Diamond Jim Brady, with enough money to spend it the way you want, with confidence. Make up your own mind, and do what you know is right. Of course, other people will think you're stupid, but just give them that Diamond Jim Brady smile and assure them that you can afford it.